The Only Car Finance You Need

  • Good or bad credit accepted
  • Finance approved same day
  • Buy any car from any dealer
  • No deposit needed

What do you need?

We compare over 100 products so you get the best deal

We processed over £38,102,900 of loan applications last month.

So, since you've been viewing this page, we've processed:


(the equivalent of £14.22
every second)

Real loans, Real people

Loan recently approved

Mrs D. Bennet

Representative Example - Credit

Loan Amount
36 Monthly Repayments
Representative APR
Loan Term
Total Cost of Credit
Total Amount Repayable

Flexible Car Finance - Your Car, Your Way

One simple application gives you an instant, no obligation quote. Try it today.

Get My Finance Today

More about Only Car Finance

Only Car finance are not a lender, we are a credit broker and work with a selected panel of UK based lenders. Our goal is to find loans for anyone requiring a new or used car, regardless of their situation. As well as cars, we also source market leading rates for van or motorbike purchases.

  • lending rates from 6.9%
  • no deposit necessary
  • all situations are considered, from the self-employed to those under 21
  • decisions made within 1 hour
  • unique finance calculator to work out potential costs before you apply

Representative 26.9% APR

Complete our straightforward, no obligation application to get an immediate decision. When accepted for your car finance, our trained advisors will be in touch to explain your next steps.

Read more about us...

Our car finance service

We provide financing regardless of your employment status; from self-employed, taxi drivers to company directors. Rates can be obtained from as low as 6.9% APR.

If you have a bad credit history we can still find you a loan. Our simple to use application form is non-obligatory, so see what we can do for you, and if you're not satisfied, then you can cancel your application at any point.


Unlike other finance providers, we feel it is important to offer our customers the benefit of free choice. Therefore, choose your car from any dealership, and we will do the hard part of financing the purchase.